Solutions
Packaged SwitchX modules that run whole payment processes end to end, with your people in control.
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Each SwitchX solution covers one business process end to end. Modules take requests, validate them, route them, track every outcome and reconcile the result, and every material decision is handed to a person with the evidence in front of them.
Payments are being modernised on systems that were never built for it.
Many payment stacks were designed for end-of-day batches and a single operator screen. Adding new rails and partners on top of them creates duplicate payments, unexplained differences and decisions nobody can trace.
How SwitchX is different
One adapter contract for every partner, so new banks and PSPs plug in without changes to the core.
Idempotent requests, explicit states and status inquiry mean a timeout is investigated, never guessed.
Maker-checker, MFA, server-side role checks, institution data isolation and an append-only audit trail.
The same services behind mobile, web, branch, merchant apps, QR and POS.
The six solutions
Works with what you have
SwitchX runs alongside the core banking system, channels and partners you already operate, connecting through APIs rather than replacing anything. Start with one module, prove the controls, then extend.
Test every scenario without moving real money.
See exactly which rule handled every payment.
Reconcile any partner format without code.
A different person approves what someone else prepared.
Every action recorded with who, what and when.
Integrate directly, with replay protection.
Build your next payment programme with SwitchX.
Thirty minutes with a solution specialist.
- A walkthrough tailored to your institution
- No obligation, just the product
- Reply within one business day